Pluto lets you control spending at the transaction level. With per-transaction spend limits, you can set the maximum amount that can be spent in a single swipe, tap, or charge.
This feature helps reduce risk, enforce policies, and avoid accidental overspending by automatically declining any transaction that exceeds the specified limit.
Example: If you set a 1,000 AED limit, any transaction above that amount will be automatically declined. You can set limits when creating a new Pluto card or add/edit limits on an existing Pluto card.
How to Set a Per-Transaction Spend Limit on a New Pluto Card
Step 1: Go to the Team Cards page
Click on “Create new card.”
Step 2: Choose your card type
Select Virtual or Physical, then click Next.
Step 3: Fill in the card details
Add cardholder details and card spend limit, then click Next Step.
Step 4: Open Advanced Controls
Scroll down to Advanced Controls and toggle on Per Transaction Spend Limit.
Step 4: Set the limit
Enter the maximum amount, choose the appropriate currency. Then click Create Card.
How to Add/Edit a Per-Transaction Spend Limit on an Existing Pluto Card
Step 1: Go to the Team Cards page
Find the card you want to update.
Step 2: Open Advanced Controls
Scroll down to the Advanced Controls section.
If “Per Transaction Spend Limit” is off, toggle it on to add a new limit.
If it’s already on, you’ll see the existing limit pre-filled.
Step 3: Set the Limit and Save
Enter the maximum transaction amount and select the appropriate currency.
Once you're done, click Save to apply the limit to the card.